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  • To Reaffirm Car Loan or Not. - myFICO® Forums - 6714661
    Re: To Reaffirm Car Loan or Not Infiniti Financial Services did not report post discharge, even with reaffirmation IMO, I think your attorney is right If something happens down the road financially (or mechanically) you can just walk away if you don't reaffirm
  • Reaffirm mortgage 15 mos after discharge of Ch. 7?
    Re: Reaffirm mortgage 15 mos after discharge of Ch 7? Unfortunately, the only time that you can reaffirm a debt in BK is AFTER your 341 meeting of creditors and BEFORE the discharge Once the BK7 has been discharged, you can no longer reaffirm a debt That comes directly from my BK attorney and the mortgage lender confirmed it Sorry
  • Mortgage and HELOC not reaffirmed for chapter 7 bk. . . - myFICO® Forums . . .
    Hi all, First post, so forgive me if this is posted elsewhere, I didn't see it I was discharged from BK in 2016 and have been rebuilding my credit I did not reaffirm either mortgage or HELOC (same company different "owners" they tell me) My credit report says both mortgage and HELOC are discharged
  • Question about how a reaffirmed mortgage looks on . . . - myFICO® Forums . . .
    Re: Question about how a reaffirmed mortgage looks on credit reports? If you are current on your loan payments and able to meet future payments, reaffirming informs the lender that you intend to pay the mortgage This allows you to keep your home during bankruptcy as long as you abide by the terms of the reaffirmation agreement and make the payments Reaffirming your mortgage ensures
  • Should I reaffirm my house, car and HELOC in my Ch. 7 bankruptcy
    Should I or should I not reaffirm my house car and line of credit? If you really want to reaffirm your mortgage, your car loan and your line of credit - then you need to rethink filing bankruptcy at all There is not enough information in your post to offer any sort of advice, but the entire purpose of filing bankruptcy is to release the debt
  • Capital One Auto During Chapter 7 - myFICO® Forums - 6719048
    Re: Capital One Auto During Chapter 7 Say what? You already filed Correct? That wasnt up to him But if you didnt reaffirm you can keep the car and keep making payments and it will still report He's not a repo man Not right at all But let Cap1 know whats up Jerk BK Free Aug25 Message 2 of 11 0 Kudos Reply Anonymous Not applicable ‎11-02-202302:19 PM ‎11-02-202302:19 PM
  • Redeem vs reaffirm auto loan questions - myFICO® Forums
    Alternatively, you can choose to “reaffirm” the debt, which means that you will not receive a bankruptcy discharge on it Reaffirmation options should be thoroughly discussed with your attorney prior to filing, but as the law currently stands in Massachusetts, you should not be required to reaffirm in order to retain your property
  • Chapter 7 discharged, mortgage not reaffirmed, wha. . . - myFICO® Forums . . .
    We filed ch7 in 2011, discharged, did not reaffirm Included was 1st, 2n and 3rd mortgages We have been current on the first and have not - 4064570
  • Reaffirming Mortgage - myFICO® Forums - 6429239
    Hello, If I do not reaffirm my mortgage during my Ch 7 bankrupty, how do I make the payments after discharge? Am i no longer allowed to - 6429239
  • Toyota motor credit and choosing not to reaffirm.
    Toyota motor credit and choosing not to reaffirm My husband filed for bankruptcy last month His 341 meeting is on may 24th Most of his debts are from even before i met him From 2012 and he has no new credit cards or debts other than the two autoloans Here is a little background on our car loans





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