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  • Difference between a CLOC and a PLOC? - myFICO® Forums
    If you look at PenFed PLOC and NFCU CLOC, there is not much difference between the two The CLOC for NFCU is attached to your checking account and can act as an overdraft Or you can transfer money from the account or withdraw money at the window Acts like a revolving account I believe max amount is $15K
  • PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) - myFICO® Forums
    I applied and was approved at Service CU for a 50k PLOC (their max) They use FICO 10 and mine was 786 Income is 300k, time at employer 12 years, and about 9k in bills a month to detemine DTI The interest rate was 11 9% and they pulled Experian I then applied for the same 50k at DOCFCU They pulled Equifax score of 808 and used FICO 8
  • PLOC vs OLOC tell what I dont know? - myFICO® Forums
    The PLOC has a Visa Access Card (works like a normal Visa Credit Card except interest starts immediate on any transaction) and checks are available for the PLOC As to the OLOC, it is tied to your checking account and the debit card can work on the checking OLOC as well as causing an overdraft to your OLOC, note there may be transfer fees
  • BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI
    Called in and applied for the Cash Rewards, Rep asked how much I wanted, I asked for $25000, he said ok you will get an email with a decision, they pulled TU 10 minutes later email arrived with approval Had to submit ID, SS, paystub to make it final HP is good for 30 days so I applied for a PLOC online, got the email next day approved for
  • Recent CLI approvals disapproval and Ploc Heloc disapproval
    My attempts at Ploc or Heloc (for investment property) have resulted in three times declination in the past three years, with one application per year Considering having two rental properties under my name, I'm starting to doubt whether I'll ever qualify for any additional lines of credit, given that I seem to be approaching my maximum DTI
  • Langley PLOC Approved - myFICO® Forums - 6682702
    Re: Langley PLOC Approved @Great_Things_Ahead i applied online, after 24-48 hours (UW has been busy the lady said), I just called and they said it was approved and the lady asked me to sign the docusign while she was on the phone!
  • SDFCU PLOC approved. - myFICO® Forums - 6741740
    SDFCU PLOC approved Sorry if I put this in the wrong place so, feel free to move it if need be I applied for a $1000 line of credit on 2 22 24 and was approved today 2 23 24
  • Jovia PLOC approval $10,000 - myFICO® Forums - 6781871
    keeper everyday cards amex charles schwab platinum npsl amex gold npsl amex green npsl amex everyday preferred $30,000 cl amex blue business plus $5000 sl amex blue cash everyday $18,000 fidelity rewards visa $23,500 sl nfcu flagship $40,000 cl nfcu more rewards $40,000 wells fargo autograph $8200 citi costco anywhere visa $6000 sl discover it $3000 sl apple card $6500
  • SECU account, Rewards Visa, PLOC approved ($40K Total)
    The loan specialist also informed me that I can apply for other products with the same HP within 30 days So, I went for the PLOC as well max on this was $30K so I asked for $15K 2 days later, that came back approved with an APR of $13 74 a well I was quite pleased Stats on the card: $25K SL 25,000 point SUB for $2K spend
  • Still Showing Love! PLOC - $25K Approved! - myFICO® Forums
    PLOC - $25K Approved! So 2 weeks ago I signed up with BCU and was approved for a credit card for $25K and today my "dedicated representative" called to check on things and to see if I would be interested in a PLOC with no additional HP





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