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  • Umbrella Insurance: Coverage How It Works (2025 Guide . . .
    Umbrella insurance generally covers you if you’re responsible for damaging other people’s property, but it won’t pay for damage to your own belongings Say you get into an accident and cause
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    How does umbrella insurance work? An umbrella insurance policy extends well beyond your home and auto insurance if you're found liable for more than your other insurance policies can cover A personal umbrella insurance policy allows you to select a liability limit that best protects your assets, up to $5 million Umbrella insurance coverage
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    Umbrella insurance costs an average of $383 a year for $1 million in coverage, according to an ACE Private Risk Services report, a company that sells high net worth personal insurance and





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