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  • 6 Smarter Places to Stash Your Cash Than Buying CDs
    Some online banks offer rates of 4% APY or more, significantly higher than the current national average for traditional savings accounts, which is about 0 41% APY Unlike CDs, a HYSA allows you to withdraw funds without penalties, making it a great option for an emergency fund or short-term savings goal
  • Forget CDs, Even With Rates Over 4%. Heres Where to Put Your . . .
    Let's say you put $1,000 in a savings account with an APY of 4 00% and $1,000 in a 1-year CD with an APY of 4 20% After a year, the CD will have earned you (drum roll) two whole dollars more than
  • Earning Less Than 4% on Your Cash? These Safe, Easy Options . . .
    Banks and credit unions offer high-yield savings accounts, money market accounts, and certificates of deposit (CDs)—the best of which is paying 5 00% APY today
  • What Is the Safest Investment With the Highest Return?
    Short-term bonds and savings vehicles can offer better yields than holding cash Fixed-income options vary in risk, liquidity and response to interest rate changes Some investments, like CDs and
  • 11 Best CD Alternatives to Capture Interest With Low Risk
    There isn’t a set percentage that qualifies as “high-interest debt ” Many credit cards have rates higher than 20%, as do many payday loans, but you don’t need interest that high to make the tradeoff worth it As long as your debt’s interest rate is substantially higher than the CD’s, pay off the debt
  • 15 Better-Paying Alternatives to CDs (and How to Invest Wisely)
    Fixed annuities are insurance products that deliver assured returns that exceed those of CDs Although they operate similarly, these options provide extra advantages such as tax-deferred growth and lifetime income choices The interest rates for certain annuities can reach 4% or higher based on the provider’s terms
  • CD rates got you down? 5 ways to get better returns - Bankrate
    Investing in dividend-paying stocks carries the potential to earn a yield higher than CDs, but there’s a real risk you could lose your principal, too Buy a stock at $20 per share today, and it


















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