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  • Real Estate Settlement Procedures Act - American Bankers Association
    The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) made significant changes to the federal consumer protection laws for residential mortgage loans, including the Real Estate Settlement Procedures Act (RESPA) and the Truth In Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA) for Compliance Professionals
    Provides a complete overview of the Real Estate Settlement Procedures Act requirements, including disclosure requirements and anti-kickback provisions
  • Consumer Financial Protection Act - American Bankers Association
    The Bureau is also responsible for oversight of mortgage lending and servicing disclosures and requirements under the Truth in Lending Act and the Real Estate Settlement Procedures Act The Act also instructed the Bureau to create a database where consumers can submit complaints about financial service companies and products
  • Mortgage Compliance: Overview - American Bankers Association
    Provides a thorough overview of key requirements under Regulations Z (Truth in Lending Act) and X (Real Estate Settlement Procedures Act) as they apply to closed-end consumer mortgage loans throughout the loan life cycle
  • Equal Credit Opportunity Act (Reg B) - American Bankers Association
    The Equal Credit Opportunity Act, which is part of the Consumer Credit Protection Act, was adopted on October 28, 1974 The law is designed to promote credit availability to all credit-worthy applicants, regardless of race, color, religion, national origin, sex, marital status, receipt of public assistance, the exercise of a right under the Consumer Credit Protection Act or age
  • Truth in Lending Act (Reg Z) - American Bankers Association
    Truth in Lending Act (Reg Z) TILA promotes the informed use of consumer credit by requiring timely disclosure about its costs It also includes substantive provisions such as the consumer’s right of rescission on certain mortgage loans and timely resolution of billing disputes
  • Gramm Leach Bliley Act (Reg P) - American Bankers Association
    Gramm Leach Bliley Act (Reg P) The privacy provisions of GLBA govern the treatment of nonpublic personal information about consumers and requires notice to consumers about what information financial institutions collect, how that information may be shared and with whom, and when and how consumers can restrict information sharing In addition, a second part of the statute requires steps to
  • Reg X Homeownership Counseling List | American Bankers Association
    For the Homeownership Counseling list required under §1024 20(a) of Regulation X (Real Estate Settlement Procedures Act), may the bank provide consumers the web link for them to retrieve the list from the Consumer Financial Protection Bureau’s or the U S Department of Housing and Urban Development’s website, or must it actually give them a list?
  • ABA Certificate in Mortgage Lending Compliance
    Self-paced courses to help you gain a thorough understanding of key mortgage regulations, and the ability to identify and respond to mortgage lending compliance requirements
  • Fair Credit Reporting Act (Reg V) - American Bankers Association
    Fair Credit Reporting Act (Reg V) The Fair Credit Reporting Act (FCRA) was passed to ensure the accuracy, fairness, and privacy of information in consumer reports, including credit reports It primarily regulates how consumer reporting agencies collect, use, and share consumer information but also imposes responsibilities on banks as users of consumer reports and furnishers of information to





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