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  • Carmax - pre-qualify a hard pull? - myFICO® Forums - 6388042
    Re: Carmax - pre-qualify a hard pull? It has been a while but a few months ago I had a CapOne Auto Navigator preapproval and the cars at Carmax were 2 points higher on the rate Don't know if this is still the case
  • Capital One and CarMax--sanity check? - myFICO® Forums
    Re: Capital One and CarMax--sanity check? Carmax no longer works with Cap1 and hasn't for several months If cap1 said they did, they are incorrect They recently made some changes and Carmax dropped them as a "captive lender" My advice is to accept whatever financing they give you, then join DCU and do a near immediate refi with them
  • Carmax Reporting Late - myFICO® Forums - 6545677
    Carmax Reporting Late Hello all, I hope you can help with this issue I fell behind on my auto payments last year due to job loss I worked with Carmax on my auto loan to sort out a payment plan and as of March 2022 I became current again Well, during this same month Carmax reported me as 30 days late on my payment
  • Sticker Shock at High Interest Rate for Used Car at Carmax.
    DW and I were at Carmax recently and had a bit of sticker shock at rates that came back on an application We went to buy a three year old Audi S4 which has a blue book value of 29-34k They had it for sale at the lower end, about 29 9k with 48k miles As advertised I had them hold this car for a fu
  • Denied after preapproved (Cap1 Auto Navigator) - myFICO® Forums
    I was approved for $15,100 at 3 9-13 6% though Auto Navigator Found a car (came out to $12 6k or so, 10 6% with $2k down), printed the letter Sales person says he's got a lot of these types of preapprovals lately and it's simple Fast forward to the finance office, and they tell me Cap 1 denied me
  • CarMax ? - myFICO® Forums - 6120805
    How much negative equity can you roll in a on a CarMax used car that costs between 20 and 23k? Based on the appraisal, mine neg equity is at 4,600 then with tax savings it would be around 4,200 Is it possible on a 2 to 3 old with less than 30k costing I'm the above price range?
  • Financing A Vehicle Post-Bankruptcy - myFICO® Forums - 5944308
    Carmax has 2 stores that sell brand new Toyota's and that's in Laurel, MD and Kenosha, Wisconsin Otherwise I'd consider them for a used car but their used are over priced and the majority are former rentals Which are often beaten pretty hard
  • auto loan during chpt 13 - myFICO® Forums - 4948253
    Re: auto loan during chpt 13 We prequalified through Roadloans com and purchased through Carmax Carmax was the only dealer that didn't throw us major shade Most dealers wouldn't even give us the time of day That was in 2012, but I'm pretty sure Roadloans and Carmax still work together
  • How to remove a Carmax Charge Off Repossession - myFICO® Forums
    Re: How to remove a Carmax Charge Off Repossession A repo is the taking back of the asset securing the debt A charge-off is an accounting decision on how to deal with unpaid debt that has become uncollectible
  • Financing denied after buying car? - myFICO® Forums - 4878774
    Hello I bought a new car 3 weeks ago, signed paperwork contract, paid downpayment (traded in a car as the down) and drove home happy Today - 3 weeks later I got a letter in the mail saying the application for credit financing was denied The first payment would be due 3 31 so I thought the lette





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