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  • Home | Valley First Credit Union
    Welcome to Valley First Credit Union, where financial well-being meets community empowerment We're more than just a financial institution - we're your dedicated partner in achieving your financial goals
  • Online and Mobile Banking | Valley First Credit Union
    Our Online Mobile Banking features secure messages, allowing you to communicate with the credit union in a secure way Inquire about your account, activate a card or notify us if you will be traveling out of the area
  • Contact Us | Valley First Credit Union
    Our Valley First team is dedicated to keeping your accounts safe We will never reach out to you via text message or by phone to ask you to reset your password or share your login credentials ×
  • Locations | Valley First Credit Union
    As a Valley First member, you can conveniently access your funds at CO-OP ATMS across various locations, including popular stores like Costco and Target As well as other credit union branches Your money, your accessibility, simplified
  • Rates | Valley First Credit Union
    2 To open this account and receive the 3 50% APY, at least $2,500 must be from new deposits to the credit union Must have a Primary Share and Purple Checking account Business Deposit Rate Schedule Rates effective as of 02 01 2025
  • Make a Payment | Valley First Credit Union
    Our Valley First team is dedicated to keeping your accounts safe We will never reach out to you via text message or by phone to ask you to reset your password or share your login credentials ×
  • About Us | Valley First Credit Union
    Valley First Credit Union’s eight branches provide quality financial services to the growing and diverse communities of Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties
  • Expand. Enhance. Empower. | Valley First Credit Union
    Valley First Credit Union — Helping You Build More Than Just a Home Apply Online If you are not ready to apply, but have questions, please reach out to eteam@valleyfirstcu org or call (209) 549-8500 ext 3165
  • Revive. Restore. Reimagine: City of Modesto Loan Program
    The City of Modesto Loan Program is a revolving loan fund and is being offered by Valley First at a discounted rate These loans provide strategic funding for façade and streetscape improvements, small business growth, and overall economic vitality – while empowering local businesses and community stakeholders to breathe new life into
  • Auto Loans | Valley First Credit Union
    At Valley First, we aim to empower you on your journey towards owning your own vehicle Our specialized loan terms and competitive fixed-interest rates ensure a smooth ride, allowing you to take control when negotiating a deal that best suits your financial needs





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