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  • Our Programs - Maryland. gov Enterprise Agency Template
    MMP 1st Time Advantage Offers eligible first-time homebuyers the lowest 30-year fixed interest rate available from the program for a home loan (Mortgage credit certificates may not be layered with 1st Time Advantage loan s )
  • Maryland first-time homebuyer assistance programs - Bankrate
    Maryland’s 1st Time Advantage Direct loan, a 30-year, fixed-rate mortgage, offers competitive, low-interest rate loans for first-time homebuyers It’s also open to repeat buyers in
  • Maryland First-Time Home-Buying Assistance Programs Grants
    Maryland’s 1st Time Advantage program offers 30-year fixed-rate mortgages, which can be conventional loans or government-guaranteed FHA, USDA, or VA loans These typically have competitive interest rates and may be paired with several second mortgage options for down payment assistance (see #5, below, for details)
  • Maryland First-Time Home Buyer | Programs Grants 2025
    If you’re a Maryland first-time home buyer with a 20% down payment, you can get a conventional loan with a low interest rate And you never have to pay for private mortgage insurance
  • Maryland First-Time Home Buyer Guide Programs 2025
    Maryland’s first-time home buyers, navigating median home prices of $412,933, rely on down payment assistance (DPA) through the Maryland Mortgage Program (MMP), offering up to $5,000 in zero-interest, deferred loans
  • Maryland (MD) First-Time Home Buyer Programs - SmartAsset
    The SmartBuy program offers first-time homebuyers that meet MMP eligibility and have student loans greater than $1,000 the chance to purchase beautifully rehabilitated homes that the state of Maryland owns
  • Maryland First-Time Home Buyer Programs of 2025 - Home Money
    First-time home buyers in Maryland can get fixed low-interest mortgages, down payment assistance, and closing cost assistance through special loans grants If you owe at least $25,000 in student debt, Maryland’s You’ve Earned It program offers $10,000 in down payment assistance
  • First-Time Homebuyer Programs in Maryland - Redfin
    Discover first-time homebuyer programs in Maryland that can help you achieve the dream of homeownership through down payment assistance
  • First-Time Homebuyer Programs in Maryland - New Home Source
    For Marylanders who are looking to purchase their first home, the Maryland Mortgage Program (MMP) offers 30-year fixed-rate home loans to eligible homebuyers Any down payment or closing cost assistance opportunities through MMP are only available in combination with a loan product
  • Maryland First-Time Homebuyer Programs Grants
    Dreaming of owning your first home in Maryland? With rising home prices, starting the journey can feel overwhelming Fortunately, Maryland offers numerous first-time homebuyer programs designed to ease common hurdles like down payments, closing costs, and even student loan debt





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