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  • Credit Repair - Improve your credit, your score, and understand how to . . .
    CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood We are here to support you if you need an advice on closing opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card mortgage loan, investigating unknown information on your
  • How bad is it really for your credit score to cancel credit cards?
    How bad is it really for your credit score to cancel credit cards? I have good credit, I’ve never missed a credit card payment, I’ve payed off a mortgage, etc Credit cards offer a sign on bonus and usually waive the first year fee, so getting a new one every year and canceling the old one seems advantageous
  • Anyone here ever use Kikoff? : r CreditScore - Reddit
    The standard service shows up as a revolving credit line with a current balance of roughly 10% which is good for FICO calculations If you need a boost it is a good way to go if your FICO is already in the mid to upper 600s I would say skip it
  • What does having a high credit score actually do for you?
    People seem to stress about having a high credit score, but what's does this actually do for you? What will a bank offer someone with a 850 transunion score vs someone with a fair rating of say 680 Seems like at the end of the day if your score is alright you get the same offers as someone with a higher score
  • Credit score mine went down when I paid off my debts? - Reddit
    The new score is a different credit profile than the old one because the mix changed Most important to remember, if you had 810 score before and now have a 780 score NOTHING has changed for you Poor, OK, good, excellent credit all have ranges People in the excellent range get the same treatment whether they're 1pt into it or 50pts into it
  • Has anyone here improved their credit score from below 500 to . . . - Reddit
    CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood We are here to support you if you need an advice on closing opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card mortgage loan, investigating unknown information on your
  • Huge hit to credit score : r Affirm - Reddit
    My starting score was below 800 so I’m not sure if that played any factor, but I just found this thread after Affirm dropped my score 121 points It shows both as “added to credit report” and “accounts closed” on the same date It’s a 6 month 0% $2,800 loan (so maybe because the loan is higher?), opened in March and reported in mid
  • Whats it like to have a credit score above 700 - Reddit
    155 votes, 220 comments I'm curious what's it like having a credit score of 700 or higher ? Do you get more credit card offers, lower interest rates…
  • Credit score is a scam : r CRedit - Reddit
    They designed the credit score system in a way that perpetuated the racist practices that existed previously This is why a person's mortgage history -- a history Black people weren't able to access due to racist bankers -- is reflected on credit reports
  • How to know my credit score? : r phinvest - Reddit
    It will contain your credit score, aliases, number of credit card applications you have made in the past, number of closed and active accounts, credit limits and outstanding balances (if meron)





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