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  • What happens if I work and get Social Security retirement . . .
    As long as you continue to work, even if you are receiving benefits, you will continue to pay Social Security taxes on your earnings However, we will check your record every year to see whether the additional earnings you had will increase your monthly benefit
  • Check Your Social Security Earnings Statement (Before It’s . . .
    How to Check Your Social Security Earnings History Checking your earnings history with the Social Security Administration is easy You can find the details in your Social Security statement (If you’re younger than 60, you only get these every 5 years For those over 60, you get one every year )
  • Don’t Worry if You Exceed the Social Security Earnings Limit
    If your latest year of earnings is one of your highest years, Social Security will recalculate your benefit and pay you any increase you are due Therefore, if you continue working and your earnings are one of your highest earning years, your benefit should increase at 70
  • Access Your Earnings History with my Social Security
    The best way to verify your earnings record is to create or sign in to your personal my Social Security account You should review your earnings carefully every year and confirm them using your own records, such as W-2s and tax returns Keep in mind that earnings from this year and last year may not be listed yet
  • When Does Social Security Recalculate Benefits?
    The Social Security Administration recalculates your benefits each year if you have additional earnings that need to be added to your record They also provide an annual cost-of-living adjustment that could increase your benefit payments
  • Errors in Your Social Security Earning Record Lead to Lower . . .
    Confirm records with tax returns filed with the IRS If your earnings records don't match the income reported on your tax return, they can be updated to match your 1040 Correct errors "on the
  • Social Security earnings limit reporting - monthly in first . . .
    For 2026 and beyond, they'll switch to the Annual Earnings Test where they look at your total yearly income vs the annual limit (about $22,200 for 2025) They'll typically send you an earnings estimate form at the beginning of each year asking for your YEARLY projection





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