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  • Chapter exam-disability income Flashcards | Quizlet
    Study with Quizlet and memorize flashcards containing terms like An individual Disability Income insurance applicant may be required to submit all of the following information EXCEPT, Which of these statements concerning an individual disability income policy is TRUE?, In the event of an illness, a(n) ______ _______ policy would reimburse an insured for loss of earnings and more
  • Which of the following actions may NOT be taken by an insurance company . . .
    The actions that may **NOT **be taken by an insurance company to insure a substandard applicant for disability income coverage is: Lengthen the **contestability **period What is contestability period? The contestability period occur when a insurance company refuse to pay for a **claim **of a policy holder and this tend occur when the policy expire within 2 years of subscribing for the
  • Solved Which of the following actions may NOT be taken by an - Chegg
    Question: Which of the following actions may NOT be taken by an insurance company to insure a substandard applicant for disability income coverage?Increase the premiumLimit the type of coverageLengthen the contestability periodDo not cover the substandard condition
  • Ch 7 Health Exam - Health Insurance Underwriting Flashcards by . . .
    Study Ch 7 Health Exam - Health Insurance Underwriting flashcards from catherine alzate's class online, or in Brainscape's iPhone or Android app Learn faster with spaced repetition
  • 7 - Health Insurance Underwriting - Stuvia
    Which of the following actions will an insurance company most likely NOT take if an applicant, who has diabetes, applies for a Disability Income policy? - Answer- The correct answer is "Issue the policy with an altered Time of Payment of Claims provision"
  • If an applicant for disability insurance has health or lifestyle
    The underwriting department of an insurance company has several options when dealing with an application from an individual who is assessed as a higher risk than "standard" due to health or lifestyle issues These options include: Options for Dealing with High-Risk Applications Decline to issue the coverage: The insurance company can choose not to provide coverage to the applicant if they
  • Disability Income Flashcards | Quizlet
    With Disability Income insurance, an insurance company may limit the monthly benefit amount a prospective policy holder may obtain because of the insured's:
  • The Protector SM - The Standard
    The following is a limited list of more commonly encountered medical histories that are significant in underwriting disability income insurance Persons with history of the following often may not be acceptable for disability insurance
  • Which of the following actions may NOT be taken by an insurance company . . .
    Insurance companies cannot limit coverage for substandard applicants the correct answer is D An insurance company may NOT limit the type of coverage for a substandard applicant for disability income coverage This means that the company cannot offer less comprehensive coverage to these applicants Examples: Denying coverage for a pre-existing condition Refusing coverage for certain types
  • chap. 2 Flashcards by Lucia Coronado - Brainscape
    An insurance company wants to obtain the insurance history of an applicant Which source releases coded information to insurers regarding information included on previous insurance applications?





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